ACHARYA, S. . . Saving Habits Utilization Practices on Rural Nepal : A case study of Namobuddha Kavre. Voice of Teacher, [S. l.], v. 8, n. 1, p. 167–180, 2023. DOI: 10.3126/vot.v8i1.60864. Disponível em: https://nepjol.info./index.php/vot/article/view/60864. Acesso em: 16 oct. 2024.