Financial Literacy and Women Empowerment in Chitwan

Abstract

In this study, the relationship between Financial Literacy and Women's Empowerment is
investigated. In order to investigate women's empowerment with age and education serving as
moderating variables, the scholar used Financial Literacy (Financial Knowledge, Financial
Skill, Financial Behaviour, Financial Attitude, and Financial Awareness) as independent
variables. 385 samples were taken using the purposive sampling technique, and data were
gathered from individuals in the 18–44 age range using a structured questionnaire survey.
SPSS, a statistical analysis program, was used to examine the data. Descriptive analysis and
inferential analysis for association and proposition testing are the proper statistical techniques
used in research. The results of the study demonstrate a negative and substantial relationship
between women's empowerment and financial knowledge and abilities. Additionally, there is a
strong and positive correlation between women's employment and financial conduct, attitude,
and awareness. Moreover, there is a strong and positive correlation between moderating age
and education variables. The research findings establish the critical role that financial literacy
plays in promoting gender equality and raising the socioeconomic standing of women.