Bhattarai, Birat, Riya Shrestha, Sejal Maharjan, Shristina Malla, and Saksham Shakya. “Effectiveness of Digital Payments in the Performance of Nepalese Micro, Small and Medium Enterprises (MSME)”. New Perspective: Journal of Business and Economics 6, no. 1 (September 29, 2023): 9–22. Accessed November 23, 2024. https://nepjol.info./index.php/npjbe/article/view/58868.