Dahal, S., R. Gurung, R. K. Dahal, and B. Ghimire. “The Influence of Non-Performing Loans on the Profitability of Nepal’s National Level Development Bank”. Nepalese Journal of Management Science and Research, vol. 7, no. 1, Apr. 2024, pp. 210-23, https://nepjol.info./index.php/njmsr/article/view/64618.