KARMACHARYA, B. Exploring Key Factors Shaping the Effectiveness of Mobile Banking in Pokhara’s Financial Landscape. Journal of Interdisciplinary Studies, [S. l.], v. 12, n. 1, p. 162–182, 2023. DOI: 10.3126/jis.v12i1.65455. Disponível em: https://nepjol.info./index.php/jis/article/view/65455. Acesso em: 23 nov. 2024.