Adhikari, M., Ghimire, D.M. and Lama, A.D. 2024. FinTech and Financial Inclusion: Exploring the Mediating Role of Digital Financial Literacy in Enhancing Access to Financial Services. Journal of Emerging Management Studies. 1, 2 (Nov. 2024), 117–136. DOI:https://doi.org/10.3126/jems.v1i2.71512.