Karki, Sagar, Nikesh Shrestha, and Suresh Pokharel. “Key Factors Influencing the Consumer Adoption of Mobile Wallets in Nepal”. International Journal on Engineering Technology 2, no. 1 (December 16, 2024): 151–167. Accessed December 25, 2024. https://nepjol.info./index.php/injet/article/view/72564.