Panthi, Srijana, Suman Lohani, Alisha Manandhar, Prerna Bansal, Aayasha Shrestha, and Meera Prasai. “Health Insurance Utilization Pattern Among Community People of Jutpani Kalika Municipality of Chitwan Nepal”. Journal of College of Medical Sciences-Nepal 19, no. 4 (December 31, 2023): 433–439. Accessed November 24, 2024. https://nepjol.info./index.php/JCMSN/article/view/58786.